Your peace of mind
We do the worrying
Just as life itself has its dangers, there’s no such thing as a risk-free investment. To put it another way, we can hardly expect the markets to be immune from the economic or other forces that we see all around us on a daily basis.
So how to handle these ups and downs? Well, you can put your money under a mattress or bury it in a tea tin in the back garden, as many did in the Depression of the thirties. Result? The money loses value every year at the rate of inflation.
You could also put it in a bank and pick up a modest after-tax, after-inflation return. In fact Pacific IFA does sometimes recommend bank deposits or other liquid assets, but generally only for a small percentage of a portfolio.
But if we really want to create wealth, in the long run we have no option but to invest our money. Not only that, we have to invest it for the greatest possible return commensurate with the risk. Thus the true skill in investment is to apply highly sophisticated skills to manage risk, not to attempt the impossible by avoiding it altogether.
As you’ll see below, that’s what we promise to do. Manage risk. We do the worrying.