Pacific IFA


Your peace of mind

We do the worrying

Just as life itself has its dangers, there’s no such thing as a risk-free investment. To put it another way, we can hardly expect the markets to be immune from the economic or other forces that we see all around us on a daily basis.
So how to handle these ups and downs? Well, you can put your money under a mattress or bury it in a tea tin in the back garden, as many did in the Depression of the thirties. Result? The money loses value every year at the rate of inflation.

You could also put it in a bank and pick up a modest after-tax, after-inflation return. In fact Pacific IFA does sometimes recommend bank deposits or other liquid assets, but generally only for a small percentage of a portfolio.

But if we really want to create wealth, in the long run we have no option but to invest our money. Not only that, we have to invest it for the greatest possible return commensurate with the risk. Thus the true skill in investment is to apply highly sophisticated skills to manage risk, not to attempt the impossible by avoiding it altogether.

As you’ll see below, that’s what we promise to do. Manage risk. We do the worrying.

we do the worrying










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Pacific IFA Limited. Registered in the United Kingdom No. 6646763. Registered Office: Pacific IFA Limited, The Business Store, 98-100 High Road, Rayleigh, Essex, SS6 7AE. Authorised and regulated by the Financial Conduct Authority. FCA Register number 490522. You can check this via the FCA website at (this website address is subject to change in the near future to the new FCA website) or by contacting the FCA on 0845 606 1234. The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK. Your home may be repossessed if you do not keep up repayments on your mortgage. You can choose how we are paid for mortgages: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender. The FCA do not regulate some forms of Mortgage.

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