A universe of choice
Many people believe that financial advice is mainly about setting yourself up for retirement, but that’s not so. As they go through life, most wage and salary-earners will employ a wide variety of financial instruments to achieve their wealth-creation goals. And as the world of employment grows more complex, the skill and acumen with which those instruments are deployed will have an even greater bearing on our financial goals. A change of job or country (and many of our clients live abroad) could mean wholesale changes to the structure of the your wealth-creating portfolio.
Consider the decisions most of us have to make between a first job and retirement. We confront multiple issues over the most appropriate instruments in long-term investments, in mortgages, life protection and other insurance products, pension plans, savings products and tax planning.
In each of these categories, the decisions we make will impact heavily on how much wealth we eventually create. It’s important to get it right.
At Pacific IFA we specialise in all of them. That’s investments offshore and within the UK, savings plans, protection whether personal or business, tax structures, inheritance planning through trusts and many other alternatives. And naturally, we do retirement whether through personal and company pension plans or the many other forms of long-distance planning.
For each of these, you can go to a different firm or institution. Or you can have it all done under one roof by a dedicated financial adviser.